Do's and don'ts when shopping for a dealership vehicle

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Do's and don'ts when shopping for a dealership vehicle

When you start looking to purchase a vehicle from an approved car dealership, there are a few important tips to consider before you decide. While it might feel like an emotional decision because it’s a hefty financial commitment, do not let your emotions get the better of you during this process.

Treat this experience as a business deal, no matter how excited you are or how much you want to take a leap of faith. Stick to your budget and try to find the car of your dreams with what you can afford. If you know how to navigate your way through your car-buying experience, you will be able to make the right decision for your lifestyle and your pocket. Here are a few do’s and don’ts to consider before you start looking around for a new vehicle, as well as when you decide to consult a dealership:




Do your research

Before you even consider approaching different used car dealerships in your area, you need to do your research. People who don’t have the necessary knowledge can easily be taken advantage of. If there are one (or two) vehicles you are interested in, shop around for different prices and be sure to have a better understanding of their features. When you arrive at a dealer and speak to a professional, you will want to know as much as possible about the vehicle on show so that you can spend your time discussing the nitty-gritty without being fooled into believing the information you don’t know about the vehicle.


Find out about your credit rating beforehand

Essentially, if you are going to purchase a vehicle that you do not have money for, you will need to apply for finance. Even if you have enough money for a down payment, you will still need to go seek finance or to take out a loan for the remainder. In order to be successful in either, you need to have a good credit score to be able to qualify for the financial support that you need. During this process, it’s important to sit down and work out the numbers for your own peace of mind. Beyond the repayment price, you will need to factor in the additional amount you will be paying for fuel as well as for maintenance and repairs. If the vehicle is second-hand, you might be faced with expensive maintenance issues a couple of months down the line. Seeking finance is also not just an overnight decision. Should you be required to improve your credit score and rating, you will need to consider ways in which you can improve your financial status for a better finance opportunity. Shop around and apply to receive a few quotes before you decide.


Speak to an insurance company

In addition to these costs, you will need to think about the cost of vehicle insurance. Depending on the type of car you choose to buy, your insurance premium might increase. This is a critical expense to consider and car insurance cannot be compromised on. So, before you make any decisions to look for cars, contact an insurance broker and inquire about the price of certain models.


Take a test drive and be prepared to walk away

Considering you have done your research on the best pre-owned car dealerships in your town and their cars for sale, as well as applied for finance, then it’s time to go and view it in person. No matter how wonderful it looks in pictures, you need to feel how it drives in person. While you’re taking a test drive, consider the comfort you feel and whether or not there are any strange sounds. Should the vehicle not meet (or exceed, for that matter) your expectations, do not be afraid to walk away. You need to find the best possible deal for your budget, so stick to your plan and make smart decisions for your future.




Don’t arrive without having your finance finalised

Whether you choose to purchase a car or not, it pays to have your finance ready in case something catches your eye and steals your heart. Having the dealership know that you already have pre-approved finance will make the dealer work even harder to earn your business. This also shows that you are serious about your purchase, and it gives you the power to make decisions.


Shop around for various dealers

Whether you’re new to car shopping or not, it’s important to shop around for car dealers. You need to weigh up your options with each dealer and know what you should be paying for the car you’re interested in. When you show that you know what you’re talking about and have seen what their competitors are offering, you are putting the ball in their court to work with your options to help you find the best possible deal. In the same breath, don’t feel pressured to buy any accessories or add-ons with a potential vehicle. If you cannot afford them and don’t feel that it’s necessary, consider these as a red flag to your decision.


Remember that it’s a business deal

Lastly, always remember that it’s a business deal. If not from your side, definitely from the dealer’s side. Don’t let your emotions put you into uncomfortable positions where you are unable to say no. You need to do what is best for your life and your finances, so be careful and remember that you can walk away.

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