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Tips for choosing the right 4x4 adventure vehicles for your needs

4x4 adventure vehicles4x4 adventure vehicles
4x4 adventure vehicles4x4 adventure vehicles


Tips for choosing the right 4x4 adventure vehicles for your needs

Every 4x4 enthusiast knows the importance of choosing the right 4x4.

Your new set of wheels will allow you to drive through rough terrain, comfortably, and feeling safe and secure on the road. But finding the right vehicle that ticks all the boxes is daunting, especially with larger cars. There are several things you need to consider, such as the price, size and luxurious features that come with it. And most of these add-ons require money.

Utility vehicles are expensive, and many people in South Africa can’t afford it. Fortunately, there is a way, without needing to worry about the cost on your own shoulders. Lenders can offer you finance for your car if you meet all their requirements. But before you do that, you need to know how to choose the ideal car. Below are interesting tips on how you can find the perfect 4x4 – one that can withstand all the adventurous activities you have planned for it.


Determine your budget

When creating a budget, you need to know how much you’re willing to spend. SUV’s and 4x4s are higher in value than smaller vehicles, as they are more durable.

This is what you need to consider when planning on purchasing a 4x4. The right 4x4 isn’t about how much it costs but rather how well it fits within your budget. If the vehicle you’re interested in costs more than you have budgeted for, then saving up a deposit will help you in the long run.

There are vehicle finance calculators available online to help you figure out how much you need to save. Using a calculator can give you an idea of how you can significantly bring down your monthly repayment amount.


Allow yourself the ability to choose whichever 4x4 you want

Many lenders offer auto finance that can assist you in getting your dream vehicle. You can also opt for a balloon payment, which allows you to pay a low monthly instalment till the end of your repayment term. Once you have reached the end of your term, you will need to pay off the lump sum. You can either pay it off by settling your outstanding balance, trade-in your vehicle or set up another loan agreement to pay off the outstanding balance.


Type of 4x4

There are several vehicle styles to choose from. You can either go for an SUV, a soft-roader or an all-wheel drive. If you’re looking to get a premium look and feel, then an SUV would be suitable. Once you have chosen the type, you need to consider the body of your 4x4.

Are you looking for a wagon, a dual pick-up cab or a single cab? If you are unsure, visit reputable car dealers and look at the different 4x4s on display. Lastly, take note of what you will using this vehicle for. Will it be for weekend trips or will you use it as your daily driver?


New vehicle or pre-owned? 

When buying a car, you need to decide whether you’re purchasing a brand new vehicle or a pre-owned vehicle. There are many advantages to purchasing a second-hand and a new vehicle. With a pre-owned car, you can save money in two ways. Firstly, a bulk of the depreciation amount will be covered by the previous owner, so you will save money. And secondly, it will cost less, which allows you to get lower car finance premium.

On the other hand, when purchasing a new vehicle, you have peace of mind knowing that you aren’t acquiring any car problems. The vehicle is brand new so you won’t have to pay for a number of repairs. Another advantage is that you will receive a full manufacturer’s warranty. This warranty will serve you for a specific amount of time, and it is beneficial if you are planning on using the vehicle for several years.

However, the main disadvantage is the price. When applying for vehicle finance, you will have a large instalment amount in comparison to a second-hand vehicle. Depreciation is also a factor, and the vehicle’s value drops the minute you leave the showroom.


Petrol or diesel?

Lastly, when choosing your next 4x4, you need to decide whether you’re going for a petrol or a diesel vehicle. Choosing the right fuel can save you money in the long run. For example, diesel is expensive compared to petrol; however, you get more kilometres from diesel.

But, a diesel 4x4 will cost more, because diesel needs a vehicle with a stronger build.

There are environmentally friendly benefits of using diesel. With diesel, you can rest assured knowing that your car is producing lower amounts of carbon monoxide into the environment.


Final thoughts

As you can see, there are many factors to consider when choosing a vehicle. Always think about the costs and the style of vehicle you want. More importantly, choose something that you love. This will ensure that you don’t feel a burden when making your monthly repayments. If the vehicle doesn’t fit your budget, rather wait and save up. There is nothing wrong with purchasing something expensive, as long as you budget for it.

4x4 adventure vehicles